Web: www.injurylawsuitsattorneys.com/
Automobile Accidents
CAR ACCIDENT VICTIM? GET A LAWYER
Automobile Accidents
CAR ACCIDENT VICTIM? GET A LAWYER
You Don’t Have to Go Through This Alone.
You Don’t Have to Go Through This Alone.
Being involved in a car accident can be a traumatic experience — and oftentimes costly. One thing victims in automobile wrecks can count on is that the other driver’s insurance company will not want to give you the fair treatment you and your family deserve. That is why you need a knowledgeable car accident lawyer in your corner. Many people who are injured in accidents are overwhelmed and do not know what to do. Continue reading below to learn what to do after an accident and the process of receiving the most compensation for your injuries.
Here are some important steps for you to take immediately after a car accident:
Call 911 and check for injuries
Remain at the scene
Exchange information with the other driver
Take photographs of both vehicles and your injuries if you can, or ask someone to take them for you
Get the names and contact information of any witnesses
Seek medical attention
Remain at the scene
Exchange information with the other driver
Take photographs of both vehicles and your injuries if you can, or ask someone to take them for you
Get the names and contact information of any witnesses
Seek medical attention
Michigan Car Accident Attorneys
Michigan Car Accident Attorneys
-5.jpg?ixlib=rb-1.2.1&q=85&fm=jpg&crop=entropy&cs=srgb&w=1080)
At Advanta Law Firm, our experienced car accident lawyers have represented victims with a wide range of serious injuries after all types of auto accidents in Michigan. We understand how much serious injuries can affect victims and their family members, as well as how important it can be for claimants to receive fair and full financial compensation. Our attorneys may be able to help you with any kind of personal injury in Michigan.
Broken or shattered bone
Back or spine injury
Herniated disk
Knee injury
Brain injury
Internal injury
Road rash or laceration
Burn injury
Crush injury
Emotional injury
What Types of Compensation Are Available for Car Accident Claims?
If your injuries are so severe you cannot work, you will experience a loss of income. In this case, you may be able to file a claim for that lost income. Medical care often comes with extra costs beyond the medical bills. For example, having to drive all over town to seek different medical specialists can cost a lot in gas and wear and tear on your vehicle. When you’ve been injured there isn’t just damage to your body, but also to your life and relationships. Pain and suffering is a term for the mental distress that you face a result of your injury. Loss of consortium is the damage to relationships because you struggle with maintaining your relationship because of your injuries. Loss of enjoyment is when you can’t do the things that made your life happy because of your injuries. For example, if you played tennis everyday but suffered a severe wrist injury that impacts your ability to ever play again, you may be entitled to compensation.
Sometimes when you get in a car accident, you might find the at-fault party does not have any or adequate insurance to cover your claims. In no-fault auto insurance states, the other driver’s lack of insurance doesn’t really matter to you, because you have your own PIP coverage to pay for your injury-related expenses. However, in severe accidents in which you exceed your policy limits and need to seek compensation beyond what your insurance offers, the other driver’s lack of insurance can present a problem (particularly if the other driver does not have personal assets sufficient to cover your accident claims). That is where uninsured or underinsured motorist coverage comes in handy. It’s a form of insurance you purchase that will “stand in” when neither the other motorist nor his insurance can pay your claim.
Uninsured or Underinsured Motorist Accident Liability Claim
Uninsured or Underinsured Motorist Accident Liability Claim
What is No Fault Insurance?
No-fault insurance is a car insurance laws in Michigan that requires drivers to use their own coverage to pay for basic medical expenses after a car accident, regardless of fault. The term “no-fault insurance” often refers to personal injury protection (PIP). This ensures that all drivers are able to get care for their injuries and compensation for the cost without first determining who caused an accident. The advantages of no-fault insurance are that it allows drivers to have their claims paid quickly after accidents and reduces the prevalence of minor personal injury lawsuits.
What is a No-Fault Beneits Under Michigan No-Fault Act?
Michigan is a no-fault state for car insurance. In the event of an auto accident, a Michigan driver's no-fault personal injury protection (PIP) insurance pays for his or her own medical expenses, lost wages and at-home services like cleaning or laundry. Regardress of your fault, the No-Fault application is the first step you need to submit to in order to make a claim for PIP benefits after being injured in a car accident. It is also frequently referred to as an “application for No-Fault benefits” or a “written notice of injury.”
The benefits you will be entitled to as a result of the timely filing of your No-Fault application include:
Medical Expenses – Your accident-related medical bills and expenses will be covered up to the dollar amount of the PIP medical benefits coverage level selected in the auto insurance policy through which you are claiming PIP benefits.
Medical Mileage – PIP benefits cover your transportation costs for traveling to and from medical appointments at doctors’ offices, hospitals and rehabilitation and therapy clinics. These covered costs include mileage and/or bus, taxi or Uber/Lyft fares in the event that you do not drive.
Wage Loss – If your accident-related injuries have disabled you from returning to work after your car accident, then your PIP benefits will reimburse you for the wages you have lost (Ususally 85%).
Replacement Services – PIP benefits will pay up to $20 per day during the first years after your car accident to reimburse people who help you by performing “ordinary and necessary services” that you can no longer do because of your accident-related injuries and limitations.
Attendant Care – If your car accident-related injuries require you to have attendant care – whether it is on a 24/7 or more limited basis – then PIP benefits will pay the cost of that attendant care.
Personal injury protection helps ensure that everyone on the road in Michiga has some financial assistance for medical payments in the event of a collision. Drivers in all no-fault states are required to have it because they are restricted in terms of when they can sue another driver for compensation after an accident. That means PIP coverage is their first line of defense if they face hospital bills or a long recovery from an injury.